Calculate your education loan EMI

Loan amount, interest rate, and tenure show your monthly EMI, total interest, and repayment schedule.

1 minute
No email needed
Free

How this works

Enter the loan amount
Set the interest rate and tenure
See your monthly EMI

Loan terms

Loan amount

Interest rate (% per year)

Tenure (months)

Result

Monthly EMI: INR 66,405 / mo
Total payable: INR 55,77,998
Total interest: INR 15,77,998

Show amortization schedule

Month by month principal, interest and remaining balance
Month	Principal	Interest	Balance
1	33,071	33,333	39,66,929
2	33,347	33,058	39,33,582
3	33,625	32,780	38,99,957
4	33,905	32,500	38,66,052
5	34,188	32,217	38,31,864
6	34,473	31,932	37,97,391
7	34,760	31,645	37,62,632
8	35,049	31,355	37,27,582
9	35,342	31,063	36,92,241
10	35,636	30,769	36,56,605
11	35,933	30,472	36,20,672
12	36,232	30,172	35,84,439
13	36,534	29,870	35,47,905
14	36,839	29,566	35,11,066
15	37,146	29,259	34,73,920
16	37,455	28,949	34,36,465
17	37,768	28,637	33,98,697
18	38,082	28,322	33,60,615
19	38,400	28,005	33,22,215
20	38,720	27,685	32,83,495
21	39,042	27,362	32,44,453
22	39,368	27,037	32,05,086
23	39,696	26,709	31,65,390
24	40,026	26,378	31,25,363
25	40,360	26,045	30,85,003
26	40,696	25,708	30,44,307
27	41,036	25,369	30,03,271
28	41,377	25,027	29,61,894
29	41,722	24,682	29,20,172
30	42,070	24,335	28,78,102
31	42,421	23,984	28,35,681
32	42,774	23,631	27,92,907
33	43,131	23,274	27,49,777
34	43,490	22,915	27,06,287
35	43,852	22,552	26,62,434
36	44,218	22,187	26,18,217
37	44,586	21,818	25,73,630
38	44,958	21,447	25,28,672
39	45,332	21,072	24,83,340
40	45,710	20,695	24,37,630
41	46,091	20,314	23,91,539
42	46,475	19,929	23,45,063
43	46,863	19,542	22,98,201
44	47,253	19,152	22,50,948
45	47,647	18,758	22,03,301
46	48,044	18,361	21,55,257
47	48,444	17,960	21,06,813
48	48,848	17,557	20,57,965
49	49,255	17,150	20,08,710
50	49,665	16,739	19,59,044
51	50,079	16,325	19,08,965
52	50,497	15,908	18,58,468
53	50,918	15,487	18,07,551
54	51,342	15,063	17,56,209
55	51,770	14,635	17,04,439
56	52,201	14,204	16,52,238
57	52,636	13,769	15,99,602
58	53,075	13,330	15,46,527
59	53,517	12,888	14,93,010
60	53,963	12,442	14,39,047
61	54,413	11,992	13,84,635
62	54,866	11,539	13,29,769
63	55,323	11,081	12,74,445
64	55,784	10,620	12,18,661
65	56,249	10,156	11,62,412
66	56,718	9,687	11,05,694
67	57,191	9,214	10,48,503
68	57,667	8,738	9,90,836
69	58,148	8,257	9,32,688
70	58,632	7,772	8,74,056
71	59,121	7,284	8,14,935
72	59,614	6,791	7,55,321
73	60,110	6,294	6,95,211
74	60,611	5,793	6,34,600
75	61,116	5,288	5,73,483
76	61,626	4,779	5,11,857
77	62,139	4,265	4,49,718
78	62,657	3,748	3,87,061
79	63,179	3,226	3,23,882
80	63,706	2,699	2,60,176
81	64,237	2,168	1,95,940
82	64,772	1,633	1,31,168
83	65,312	1,093	65,856
84	65,856	549	0

Save this loan estimate

Keep the monthly payment, total interest, and repayment period in your dashboard before you compare funding options.

When you log in, this tool also unlocks:

Compare across attempts
Personalised next steps
Sync with your checklist
PDF export

See your full Germany plan

You have one answer. Now see the Germany routes that fit where you are today.

Show my plan

Blocked Account Calculator
Visa duration, dependants, and your specific scholarship status set your exact Sperrkonto minimum. 2026 figures from the Auswärtiges Amt.
Open
Cost of Living Estimator
City, lifestyle, and dependants give you a realistic monthly cost of living, broken down by rent, groceries, transport, and insurance.
Open
Master's Admission Chance
Your CGPA, target field, and target university map to a likelihood band, anchored against real cohort data.
Open

Result

Monthly EMI

INR 66,405 / mo

Total payable

INR 55,77,998

Total interest

INR 15,77,998

Show amortization schedule

Month by month principal, interest and remaining balance
Month	Principal	Interest	Balance
1	33,071	33,333	39,66,929
2	33,347	33,058	39,33,582
3	33,625	32,780	38,99,957
4	33,905	32,500	38,66,052
5	34,188	32,217	38,31,864
6	34,473	31,932	37,97,391
7	34,760	31,645	37,62,632
8	35,049	31,355	37,27,582
9	35,342	31,063	36,92,241
10	35,636	30,769	36,56,605
11	35,933	30,472	36,20,672
12	36,232	30,172	35,84,439
13	36,534	29,870	35,47,905
14	36,839	29,566	35,11,066
15	37,146	29,259	34,73,920
16	37,455	28,949	34,36,465
17	37,768	28,637	33,98,697
18	38,082	28,322	33,60,615
19	38,400	28,005	33,22,215
20	38,720	27,685	32,83,495
21	39,042	27,362	32,44,453
22	39,368	27,037	32,05,086
23	39,696	26,709	31,65,390
24	40,026	26,378	31,25,363
25	40,360	26,045	30,85,003
26	40,696	25,708	30,44,307
27	41,036	25,369	30,03,271
28	41,377	25,027	29,61,894
29	41,722	24,682	29,20,172
30	42,070	24,335	28,78,102
31	42,421	23,984	28,35,681
32	42,774	23,631	27,92,907
33	43,131	23,274	27,49,777
34	43,490	22,915	27,06,287
35	43,852	22,552	26,62,434
36	44,218	22,187	26,18,217
37	44,586	21,818	25,73,630
38	44,958	21,447	25,28,672
39	45,332	21,072	24,83,340
40	45,710	20,695	24,37,630
41	46,091	20,314	23,91,539
42	46,475	19,929	23,45,063
43	46,863	19,542	22,98,201
44	47,253	19,152	22,50,948
45	47,647	18,758	22,03,301
46	48,044	18,361	21,55,257
47	48,444	17,960	21,06,813
48	48,848	17,557	20,57,965
49	49,255	17,150	20,08,710
50	49,665	16,739	19,59,044
51	50,079	16,325	19,08,965
52	50,497	15,908	18,58,468
53	50,918	15,487	18,07,551
54	51,342	15,063	17,56,209
55	51,770	14,635	17,04,439
56	52,201	14,204	16,52,238
57	52,636	13,769	15,99,602
58	53,075	13,330	15,46,527
59	53,517	12,888	14,93,010
60	53,963	12,442	14,39,047
61	54,413	11,992	13,84,635
62	54,866	11,539	13,29,769
63	55,323	11,081	12,74,445
64	55,784	10,620	12,18,661
65	56,249	10,156	11,62,412
66	56,718	9,687	11,05,694
67	57,191	9,214	10,48,503
68	57,667	8,738	9,90,836
69	58,148	8,257	9,32,688
70	58,632	7,772	8,74,056
71	59,121	7,284	8,14,935
72	59,614	6,791	7,55,321
73	60,110	6,294	6,95,211
74	60,611	5,793	6,34,600
75	61,116	5,288	5,73,483
76	61,626	4,779	5,11,857
77	62,139	4,265	4,49,718
78	62,657	3,748	3,87,061
79	63,179	3,226	3,23,882
80	63,706	2,699	2,60,176
81	64,237	2,168	1,95,940
82	64,772	1,633	1,31,168
83	65,312	1,093	65,856
84	65,856	549	0

Related tools

Blocked Account Calculator

Visa duration, dependants, and your specific scholarship status set your exact Sperrkonto minimum. 2026 figures from the Auswärtiges Amt.

Cost of Living Estimator

City, lifestyle, and dependants give you a realistic monthly cost of living, broken down by rent, groceries, transport, and insurance.

Master's Admission Chance

Your CGPA, target field, and target university map to a likelihood band, anchored against real cohort data.